If you’re looking into buying a home in the spring market, chances are you’ve heard of a pre-approval letter. Before starting your home search, you should get pre-approved by a lender, who will let you know exactly how much you can spend. To determine your maximum spending ability, lenders examine your finances, credit score, bank statements, W-2s, tax returns, and other financial...
In any real estate market, there are various factors to consider before you list your home for sale. One factor to think about is the number of homes on the market, and luckily for sellers, there have been a limited number of homes available. As we head into the spring market, there is a high demand for homes but a low supply of inventory for buyers to choose from. Let’s explore why low supply...
Buying a home is exciting but can also be extremely nerve-racking if you don’t prepare yourself first. Before you get pre-approved and determine how much you can spend on a home, you need to build a solid credit score. Your credit score doesn’t have to be perfect, but it needs to be solid so lenders can see how well you can manage money, pay back debts, and more. If your credit score isn’t great,...
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